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A legitimate understanding by which a bank, building society, and so on loans cash at enthusiasm for trade for taking title of the indebted person’s property, with the condition that the movement of title gets void upon the installment of the obligation. • 
• Wex Law Dictionary: A home loan includes the exchange of an enthusiasm for land as security for a credit or other commitment.
 • A legal document by which the owner (i.e., the buyer) moves to the le nder an interest in real estate to secure there payment of a debt, evidenced by a mortgagenote.When the debt is repaid, the mortgage is discharged, and a satisfaction of mortgage is recorded with the register or recorder of deeds in the country where the contract was recorded. Since most people cannot afford to buy realestate with cash, nearly every real estate transaction involves a mortgage
 • The party who borrows the money and gives the home loan (thedebtor) I s the mortgagor; the gathering who pays the cash and gets the mortgage(the moneylender) is the mortgagee. Under early English and U.S. law, the home loan was treated as a complete move of title from the borrower to the lender. The bank was entitled not only to payments of interest on the debt but also to the rents and profits of the real estate. This implie  that most definitely, the realestate was of no worth, that is, “dead,” until the obligation was settled completely—hence the Norman-English name”mort” (dead),”gage” (vow).
Types of Mortgages
  1. Straightforward Mortgage 
  2. Home loan by Conditional Sale 
  3. Usfructuary Mortgage 
  4. English Mortgage 
  5. Home loan by store of title of deeds 
  6. Irregular home loan

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